*{box-sizing:border-box}html{scroll-behavior:smooth}body{color:#202a35;background:#fff;margin:0;font-family:Arial,Helvetica Neue,Helvetica,sans-serif;line-height:1.55}a{color:inherit}.shell{width:min(1080px,100% - 36px);margin:0 auto}.narrow-shell{max-width:800px}button,input,select{font:inherit}button:focus-visible,input:focus-visible,select:focus-visible,a:focus-visible,summary:focus-visible{outline-offset:2px;outline:3px solid #1d5c8b40}.hero{padding:38px 0 22px}.hero h1{letter-spacing:-.035em;color:#152b3f;max-width:820px;margin:0 0 12px;font-size:clamp(2rem,4.3vw,3.15rem);line-height:1.08}.hero-lead{color:#4e5f6d;max-width:760px;margin:0;font-size:clamp(1rem,1.7vw,1.13rem)}.hero-meta{color:#6b7781;margin:11px 0 0;font-size:.83rem}.calculator-shell{padding-bottom:12px}.calculator-panel{background:#fff;border:1px solid #cbd4db;border-radius:5px;grid-template-columns:minmax(0,.92fr) minmax(0,1.08fr);display:grid;overflow:hidden;box-shadow:0 3px 14px #192d3e0d}.calculator-inputs,.calculator-results{padding:27px 29px}.calculator-inputs{border-right:1px solid #dbe1e6}.calculator-inputs h2{color:#1d2f3f;margin:0 0 6px;font-size:1.42rem;line-height:1.2}.calculator-note{color:#68747f;margin:0 0 20px;font-size:.9rem}.field-label{color:#2f3e4b;margin:17px 0 7px;font-weight:700;display:block}.field-help{color:#747f88;margin-top:5px;font-size:.76rem;display:block}.money-input-wrap,.suffix-input{background:#fff;border:1px solid #aeb8c1;border-radius:4px;align-items:center;display:flex;overflow:hidden}.money-input-wrap:focus-within,.suffix-input:focus-within{border-color:#235c8b;outline:2px solid #235c8b24}.money-input-wrap>span{color:#536572;padding-left:12px;font-size:1.08rem;font-weight:800}.money-input-wrap input,.suffix-input input{color:#1c2e3b;background:0 0;border:0;outline:0;width:100%;min-height:48px;padding:11px 10px;font-size:1.05rem;font-weight:700}.suffix-input span{color:#596875;padding:0 13px;font-weight:700}.select-input{color:#243541;background:#fff;border:1px solid #aeb8c1;border-radius:4px;width:100%;min-height:48px;padding:11px 10px}.select-input:focus{border-color:#235c8b}.direction-control{border:1px solid #9fabb5;border-radius:4px;grid-template-columns:1fr 1fr;display:grid;overflow:hidden}.direction-control button{color:#344653;cursor:pointer;background:#fff;border:0;min-height:48px;font-weight:700}.direction-control button+button{border-left:1px solid #9fabb5}.direction-control button:hover{background:#f5f7f8}.direction-control button.active{color:#fff;background:#173f61}.direction-help{margin-top:6px}.advanced-panel{border-left:3px solid #c4d2dc;margin-top:15px;padding:1px 0 1px 14px}.advanced-panel .field-label{margin-top:0}.source-mini{color:#77828b;border-top:1px solid #e0e4e7;margin:19px 0 0;padding-top:15px;font-size:.73rem;line-height:1.45}.source-mini a,.source-line a,.prose-column a,.legal-copy a,.faq-source a{color:#1f5a87;text-underline-offset:2px;text-decoration:underline}.calculator-results{background:#f3f5f6}.result-label{color:#586773;margin:0 0 6px;font-size:.86rem}.hero-result{letter-spacing:-.045em;color:#0f5d45;margin:0 0 11px;font-size:clamp(2.45rem,5vw,3.65rem);font-weight:750;line-height:1.03}.formula-line{color:#52616d;border-top:1px solid #d7dde1;border-bottom:1px solid #d7dde1;margin:0 0 18px;padding:12px 0;font-size:.86rem}.formula-line strong{color:#213845}.vat-breakdown{border-top:1px solid #cfd6db;margin:0}.vat-breakdown>div{border-bottom:1px solid #d9dfe3;grid-template-columns:1.2fr .8fr;gap:8px;padding:10px 0;font-size:.84rem;display:grid}.vat-breakdown dt{color:#53626d}.vat-breakdown dt span{color:#74808a;font-size:.76rem}.vat-breakdown dd{text-align:right;color:#293b48;margin:0;font-weight:700}.vat-breakdown .breakdown-total{border-top:1px solid #b8c1c8}.vat-breakdown .breakdown-total dt,.vat-breakdown .breakdown-total dd{color:#164c3a;font-weight:800}.result-insight{border-top:1px solid #cfd6db;margin-top:18px;padding-top:15px}.result-insight h3{color:#263846;margin:0 0 4px;font-size:.96rem}.result-insight p{color:#5a6974;margin:0;font-size:.83rem}.invoice-cta{background:#fff;border:1px solid #b5c9d8;border-left:4px solid #2f6e9c;border-radius:3px;margin-top:18px;padding:13px 14px;text-decoration:none;display:block}.invoice-cta strong{color:#263846;font-size:.9rem;display:block}.invoice-cta span{color:#1f5b86;text-underline-offset:2px;margin-top:2px;font-size:.84rem;font-weight:750;text-decoration:underline;display:inline-block}.invoice-cta:hover{background:#fbfdff;border-color:#8facbf}.content-section{padding:56px 0}.prose-column{max-width:790px}.prose-column h2,.section-heading-simple h2,.faq-section h2,.legal-copy h1{letter-spacing:-.025em;color:#1c3143;margin:0 0 13px;font-size:clamp(1.6rem,2.7vw,2.05rem);line-height:1.18}.prose-column h3,.legal-copy h2{color:#263a4b;margin:27px 0 6px;font-size:1.06rem}.prose-column p,.legal-copy p{color:#53626d;margin:0 0 13px}.math-example{border-top:2px solid #435d70;max-width:620px;margin-top:25px}.math-example>div{border-bottom:1px solid #dfe3e6;grid-template-columns:90px 1fr;gap:10px;padding:11px 4px;display:grid}.math-example span{color:#697681;text-transform:uppercase;letter-spacing:.04em;font-size:.78rem;font-weight:700}.math-example strong{color:#2d4050;font-size:.94rem}.math-example>div:last-child strong{color:#8b4c43}.editorial-note{border-left:3px solid #60778a;margin-top:27px;padding:14px 0 1px 16px}.editorial-note strong{color:#2b3e4d}.editorial-note p{margin:4px 0 0;font-size:.87rem}.data-section{background:#f5f6f7;border-top:1px solid #e1e5e8;border-bottom:1px solid #e1e5e8;padding:54px 0}.section-heading-simple{max-width:760px;margin-bottom:24px}.section-heading-simple p{color:#63707b;margin:0}.rates-table-wrap,.example-table-wrap{border-top:2px solid #435d70;max-width:820px;overflow-x:auto}.plain-table{border-collapse:collapse;width:100%}.plain-table th,.plain-table td{text-align:left;vertical-align:top;border-bottom:1px solid #dfe3e6;padding:10px 9px;font-size:.84rem}.plain-table th{color:#697681;font-size:.74rem;font-weight:700}.plain-table td{color:#4e5d68}.rates-table th:nth-child(2),.rates-table td:nth-child(2){text-align:right;width:90px}.rates-table td strong{color:#293c4a}.example-table th:not(:first-child),.example-table td:not(:first-child){text-align:right}.example-table td:last-child{color:#293c4a;font-weight:750}.source-line{color:#68757f;max-width:860px;margin:18px 0 0;font-size:.77rem}.faq-section{padding:56px 0 68px}.faq-section h2{margin-bottom:22px}.faq-section details{border-top:1px solid #dce1e5;padding:15px 0}.faq-section details:last-of-type{border-bottom:1px solid #dce1e5}.faq-section summary{cursor:pointer;color:#2d3e4c;font-weight:700}.faq-section details p{color:#596872;max-width:760px;margin:8px 0 0;font-size:.89rem}.faq-source{color:#6b7781;margin:18px 0 0;font-size:.8rem}.legal-main{padding:50px 0 72px}.legal-copy{max-width:790px}.legal-kicker{margin-bottom:16px!important}.legal-kicker a{color:#245b86;font-weight:700;text-decoration:none}.legal-copy h1{margin-bottom:20px;font-size:clamp(1.8rem,3vw,2.35rem)}.legal-copy h2{margin-top:29px}.site-footer{color:#cbd2d7;background:#263642;padding:30px 0}.footer-grid{grid-template-columns:1.2fr 1fr 1.35fr;align-items:start;gap:22px;display:grid}.footer-grid strong{color:#fff}.footer-grid p{margin:4px 0 0;font-size:.8rem}.footer-grid nav{flex-wrap:wrap;gap:7px 15px;display:flex}.footer-grid nav a{font-size:.8rem;text-decoration:none}.footer-grid nav a:hover{text-decoration:underline}.footer-small{color:#a6b0b7}@media (max-width:840px){.calculator-panel{grid-template-columns:1fr}.calculator-inputs{border-bottom:1px solid #dbe1e6;border-right:0}.footer-grid{grid-template-columns:1fr 1fr}.footer-small{grid-column:1/-1}}@media (max-width:620px){.shell{width:min(100% - 24px,1080px)}.hero{padding:29px 0 17px}.hero h1{font-size:2.15rem}.hero-lead{font-size:.98rem}.hero-meta{font-size:.77rem}.calculator-panel{box-shadow:none;border-radius:4px}.calculator-inputs,.calculator-results{padding:20px 16px}.calculator-inputs h2{font-size:1.32rem}.calculator-note{margin-bottom:17px}.field-label{margin-top:15px}.hero-result{font-size:2.42rem}.invoice-cta{padding:12px}.content-section,.data-section,.faq-section{padding:43px 0}.plain-table th,.plain-table td{padding:9px 7px;font-size:.78rem}.math-example>div{grid-template-columns:72px 1fr}.footer-grid{grid-template-columns:1fr}.footer-small{grid-column:auto}}@media (max-width:370px){.hero h1{font-size:1.95rem}.hero-result{font-size:2.18rem}.direction-control button{font-size:.88rem}.plain-table th,.plain-table td{font-size:.74rem}}
.site-header{background:#1d4ed8;border-bottom:3px solid #34d399;position:relative;box-shadow:0 7px 18px #0f172a29}.header-inner{justify-content:space-between;align-items:center;gap:32px;min-height:82px;display:flex}.brand-block{align-items:center;gap:15px;min-width:0;display:flex}.brand{flex:none;align-items:center;gap:11px;line-height:1;text-decoration:none;display:flex}.brand-mark{color:#fff;background:#ffffff1a;border:2px solid #ffffffe6;border-radius:10px;place-items:center;width:42px;height:42px;font-size:23px;font-weight:900;display:grid;position:relative;box-shadow:inset 0 0 0 1px #ffffff14}.brand-mark:after{content:"";background:#34d399;border:2px solid #1d4ed8;border-radius:50%;width:9px;height:9px;position:absolute;top:-4px;right:-4px}.brand-name{letter-spacing:-.03em;color:#fff;white-space:nowrap;font-size:1.24rem;font-weight:900}.brand-credit{color:#dbeafe;white-space:nowrap;border-left:1px solid #ffffff4d;flex-direction:column;align-items:flex-start;gap:2px;padding-left:15px;font-size:.68rem;font-weight:700;line-height:1.05;text-decoration:none;display:flex}.brand-credit strong{color:#fff;letter-spacing:-.04em;font-size:1rem;font-weight:950}.brand-credit .klamic-dot{color:#34d399}.brand-credit:hover strong,.brand-credit:focus-visible strong{text-underline-offset:3px;-webkit-text-decoration:underline #34d399;text-decoration:underline #34d399}.top-nav{scrollbar-width:none;align-items:center;gap:22px;display:flex;overflow-x:auto}.top-nav::-webkit-scrollbar{display:none}.top-nav a{white-space:nowrap;color:#e7efff;border-bottom:3px solid #0000;padding:30px 0 27px;font-size:.85rem;font-weight:750;text-decoration:none}.top-nav a:hover,.top-nav a:focus-visible{color:#fff;border-bottom-color:#34d399}.site-header a:focus-visible{outline-offset:4px;border-radius:3px;outline:3px solid #bfdbfe}@media (max-width:760px){.header-inner{min-height:auto;padding:11px 0 7px;display:block}.brand-block{gap:10px}.brand-mark{border-radius:8px;width:36px;height:36px;font-size:20px}.brand-name{font-size:1.08rem}.brand-credit{padding-left:10px;font-size:.61rem}.brand-credit strong{font-size:.88rem}.top-nav{gap:16px;margin-top:7px}.top-nav a{padding:7px 0 8px;font-size:.77rem}}@media (max-width:410px){.brand-block{align-items:center}.brand-credit{white-space:normal}.brand-credit span:first-child{display:none}.brand-credit strong{font-size:.82rem}.top-nav{gap:13px}}
.klamic-house-ad{isolation:isolate;color:#fff;background:radial-gradient(circle at 88% 0,#60a5fa9e,#0000 27%),radial-gradient(circle at 7% 105%,#10b98147,#0000 25%),linear-gradient(135deg,#1d4ed8 0%,#2563eb 52%,#1746c8 100%);border:1px solid #1d4ed8;border-radius:22px;grid-template-columns:minmax(0,1.3fr) minmax(250px,.82fr) minmax(205px,.55fr);align-items:center;gap:30px;margin:28px 0 68px;padding:30px 32px;text-decoration:none;transition:transform .18s,box-shadow .18s;display:grid;position:relative;overflow:hidden;box-shadow:0 22px 52px #2563eb4d}.klamic-house-ad:before{content:"";z-index:-1;background:#ffffff0a;border:30px solid #ffffff17;border-radius:50%;width:270px;height:270px;position:absolute;bottom:-145px;right:-120px}.klamic-house-ad:hover{transform:translateY(-2px);box-shadow:0 26px 60px #2563eb5c}.klamic-ad-copy{flex-direction:column;align-items:flex-start;min-width:0;display:flex}.klamic-ad-label{color:#ffffffad;letter-spacing:.12em;text-transform:uppercase;margin-bottom:13px;font-size:.62rem;font-weight:850}.klamic-brand-lockup{align-items:center;gap:11px;display:flex}.klamic-brand-mark{background:#ffffff14;border:2px solid #fffffff2;border-radius:12px;place-items:center;width:46px;height:46px;font-size:1.45rem;font-weight:950;display:grid}.klamic-wordmark{letter-spacing:-.065em;font-size:2.35rem;font-weight:950;line-height:1}.klamic-wordmark span{color:#34d399}.klamic-tagline{color:#ffffffd1;margin:7px 0 0 57px;font-size:.72rem;font-weight:750}.klamic-campaign-pill{letter-spacing:.09em;background:#ffffff24;border:1px solid #ffffff52;border-radius:999px;margin-top:21px;padding:6px 10px;font-size:.67rem;font-weight:900;display:inline-flex}.klamic-ad-copy>strong{letter-spacing:-.035em;max-width:580px;margin-top:11px;font-size:clamp(1.55rem,2.7vw,2.15rem);line-height:1.03}.klamic-ad-copy>p{color:#ffffffde;max-width:620px;margin:10px 0 0;font-size:.94rem;line-height:1.5}.klamic-invoice-preview{color:#0f172a;background:#fff;border-radius:16px;min-height:205px;padding:18px 19px;position:relative;transform:rotate(-2deg);box-shadow:0 18px 34px #0f172a40}.klamic-invoice-preview:after{content:"READY";color:#047857;letter-spacing:.05em;background:#dcfce7;border-radius:999px;padding:5px 9px;font-size:.6rem;font-weight:900;position:absolute;bottom:16px;left:18px}.klamic-invoice-head{border-bottom:1px solid #e2e8f0;justify-content:space-between;align-items:center;gap:12px;padding-bottom:12px;display:flex}.klamic-invoice-head>span{letter-spacing:-.05em;font-size:1.05rem;font-weight:950}.klamic-invoice-head>span span{color:#10b981}.klamic-invoice-head>strong{color:#2563eb;letter-spacing:.08em;font-size:.77rem}.klamic-invoice-meta{grid-template-columns:auto 1fr;gap:5px 12px;margin-top:13px;font-size:.67rem;display:grid}.klamic-invoice-meta span{color:#64748b}.klamic-invoice-meta b{text-align:right}.klamic-invoice-lines{gap:7px;margin:15px 0 13px;display:grid}.klamic-invoice-lines i{background:#e2e8f0;border-radius:99px;height:6px;display:block}.klamic-invoice-lines i:nth-child(2){width:77%}.klamic-invoice-lines i:nth-child(3){width:56%}.klamic-invoice-total{border-top:1px solid #e2e8f0;justify-content:flex-end;align-items:center;gap:12px;padding-top:9px;display:flex}.klamic-invoice-total span{color:#64748b;font-size:.67rem}.klamic-invoice-total strong{font-size:1rem}.klamic-ad-action{flex-direction:column;justify-content:center;align-items:stretch;gap:10px;min-width:0;display:flex}.klamic-ad-action-kicker{color:#dbeafe;text-align:center;font-size:.76rem;font-weight:850}.klamic-ad-cta{color:#1d4ed8;text-align:center;background:#fff;border-radius:12px;justify-content:center;align-items:center;gap:10px;min-height:54px;padding:0 18px;font-size:.92rem;font-weight:950;display:flex;box-shadow:0 12px 25px #0f172a2e}.klamic-ad-action small{color:#ffffffc2;text-align:center;font-size:.69rem;font-weight:700}@media (max-width:950px){.klamic-house-ad{grid-template-columns:minmax(0,1fr) 235px;gap:24px}.klamic-ad-action{grid-column:1/-1;grid-template-columns:1fr minmax(220px,.65fr) auto;align-items:center;display:grid}.klamic-ad-action-kicker{text-align:left}.klamic-ad-action small{text-align:right}}@media (max-width:680px){.klamic-house-ad{border-radius:18px;grid-template-columns:1fr;gap:22px;margin:24px 0 42px;padding:23px 20px}.klamic-ad-copy>strong{font-size:1.65rem}.klamic-ad-copy>p{font-size:.9rem}.klamic-invoice-preview{justify-self:center;width:min(100%,310px);min-height:195px;transform:rotate(-1.3deg)}.klamic-ad-action{grid-column:auto;display:flex}.klamic-ad-action-kicker,.klamic-ad-action small{text-align:center}.klamic-ad-cta{width:100%}}@media (prefers-reduced-motion:reduce){.klamic-house-ad{transition:none}.klamic-house-ad:hover{transform:none}}